The cost of car ownership has risen dramatically, with increases in everything including purchase price, parts and repairs, financing and insurance. In an attempt to save money, some consumers are cutting coverage or even dropping their auto insurance altogether — choices that can have disastrous consequences.
A Better Way
Instead of sacrificing essential coverage, savvy drivers turn to qualified insurance agents to help them save. Experts recommend getting prices from multiple insurers. But that can take a lot of time and it can be difficult to know if you’re getting true apples-to-apples quotes.
But there’s help available! A knowledgeable auto insurance agent, like those with We Insure, can save you time and money — while helping ensure you have the essential protections you need on the road. And We Insure agents take the extra time to understand your unique situation: A classic car you’ve refurbished and drive only on weekends? Underage teen drivers? A senior with an accident history? Or a fleet of delivery vehicles for your small business?
Our agents will do something that’s challenging for many consumers to do for themselves — they do the legwork researching the available options and match you with carriers that offer the best rates for the particular coverage you need. They understand the ins and outs of auto insurance and coverage options, ensuring you’re not sacrificing protection for price. And when you’re done, you’ll have a true apples-to-apples comparison of your available coverage options.
Better Quotes, Better Coverage, Better Value
We Insure agents have more arrows in their quiver than national, captive agents who sell policies from just one carrier. They’re independent, so they have relationships with many top insurance providers in your area. And they have access to exclusive insurance products for hard-to-place personal and business risks. If you’ve had trouble finding coverage in the past, talk to We Insure.
Our agents vet auto insurance providers for their reputation for service, paying claims on a timely basis, and overall financial stability. By taking the time to understand your particular needs and situation, they’ll seek out discounts to help you save, such as multi-policy, loyalty, safe driver, profession or occupation, early signing, group memberships, safety features, prepay, and auto-pay. And because they have options to work with many insurance providers, you’ll have more options to choose from.
Beyond the Premium
Selecting the right car insurance can come down to more than just a simple price comparison. Sometimes, it’s the details in coverage that make the difference. For example, with roadside assistance and towing included, you may no longer need that auto club membership you’ve been paying big bucks for. Policy features like rental car reimbursement and accident forgiveness can also have a major financial impact should you have a fender bender.
The Bottom Line
The truth is that car insurance is not a one-size-fits-all proposition. Rules and rate structures can be complex. So having an expert who understands those nuances offers consumers a huge advantage — especially since with We Insure, this expert advice doesn’t cost you a penny more.
We Insure agents have the carrier relationships, tools, and technology to find the best coverage at the best price.
Your auto insurance decisions can have tremendous financial consequences, so get the best advice you can. Your local We Insure agent will provide you with a fast and free competitive quote. They’ll help you evaluate your options and be there for you should you ever need to file a claim. Because We Insure what matters most.
Source
https://www.nytimes.com/2023/09/22/your-money/car-ownership-costs-increase.html
