Risky Business? We Insure Can Help

We Insure means business. And we love to help businesses build a firm foundation for success by providing them with the insurance protection they need. All business owners have one thing in common, no matter what they sell; they need to assemble a solid team that they can count on to advise them on all aspects of their operations, including: legal, financial and accounting, IT, sales, marketing — and insurance. 

At We Insure, we take our responsibility to business owners seriously, and we make it our business to get to know your business so we can find coverage that’s tailored to your needs at an affordable price. We Insure provides commercial property, liability, auto, business interruption and other policies to help mitigate business risks and protect your bottom line.

Business Owners Policies: We Insure offers many business policies separately as well as conveniently bundled and affordably priced in a Business Owners Policy (BOP)

Commercial General Liability: can include coverage for products, operations and premises, including property damage (rented or owned), personal injury and medical expenses as well as advertising injury.

Business Vehicle: may include comprehensive and collision, liability, medical payments, coverage for use of employee and leased vehicles, uninsured/underinsured motorist, roadside assistance, gap coverage and loss of income.

Commercial Property: can include coverage for owned or leased buildings, property on job sites, warehouses and contents, fire, storm, burst water pipes, equipment, computers and other electronics, as well as money and securities used in your business if they are stolen, destroyed or lost.

Business Interruption: can cover losses in the event of damaged equipment, vandalism, fire, hail or windstorm and certain forced closures. These policies can reimburse lost net income and continuing business expenses like rent, mortgage, advertising, salaries and taxes.  

Commercial Umbrella: extends liability coverages provided by other underlying policies, such as property or auto insurance, and can help pay certain expenses if you’re liable for damages that exceed the underlying policy limits. 

Workers’ Compensation: provides wage replacement and medical benefits to employees who become sick or injured on the job and help pay medical bills, rehab, lost wages and other benefits. Many businesses are mandated by law to provide this coverage.

There are many risks business owners face, but We Insure can help you find the right blend of coverage to meet your company’s needs. And we’ll be there to answer your questions and — should you ever need to — file a claim. 

If you’re starting a business, we’d be happy to walk you through the coverage options available to you. And if you have an existing business policy, we’ll shop around to make sure you’re getting the best coverage at the most competitive price. Contact your local We Insure agent today for all your business insurance needs.

*Individual coverage for various business policies may vary. Your agent can review the specific details of your policy, including its limits and any exceptions.