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Flood Insurance

Your belongings deserve the extra layer of protection that flood insurance provides. You don’t have to live in a high-risk area to experience losses or damages due to flooding. Just watch the news. A few inches of water from a flood can cause tens of thousands of dollars in damage.

Let us help you with Flood Insurance.

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Flood insurance FAQs

Private flood insurance is quickly becoming a more affordable option, even with increases in coverage. Now that is a win-win.

Is it covered by homeowners?

Flood damage is not typically covered by a standard homeowners insurance policy.

Do you qualify?

If you live in a community that participates in the National Flood Insurance Program (NFIP), you likely qualify for National Flood Insurance.

Do you need to have it?

Flood insurance is required by law for high-risk flood areas to receive a mortgage from a federally regulated or insured lender.

What about a low-cost option?

If you live in a moderate-to-low risk area, you may qualify for a low-cost Preferred Risk Policy.

Broader choice means better value.

Let us do your flood insurance shopping for you. We have access to different carriers who all rate your insurance differently. When you get to choose which insurance fits, you get a better policy and more savings.