Commercial Property
Insurance

Spend more time building your business, not on the building your business is in.

Most commercial property insurance policies include a combination of the following:

• Building Coverage

  Coverage for your buildings, including garages and warehouses.

• Incident Coverage

  Payment for financial losses in the event of hazards such as fire, storms or burst water pipes.

• Asset Coverage

  Protection for the contents of commercial buildings and your personal property, including inventory, office equipment, furnishings and other business-related items.

• Signage Damage Coverage

  Coverage in case of damage to your outdoor sign.

• Workplace Property Coverage

  Provisions to cover leased workspaces and home-based businesses.

• Technology Coverage

  Protection of office computers, laptops and other media and electronics.

• Personal Liability Coverage

  Coverage against loss or damage to the property of others in your possession on your commercial premises or at a job site.

• Theft Protection Coverage

  Payment for rekeying of locks at your business premises following the theft of keys by a burglar.

• Mechanical and Electrical Coverage

  Equipment breakdown coverage that includes the cost to replace or repair equipment following loss or damage caused by mechanical breakdown or artificially generated electrical current.

• Money Theft Coverage

  Protection of money and securities used in your business if they are stolen, destroyed or lost.