The Peach State presents a distinctive and potentially rewarding environment for entrepreneurial insurance professionals, but there can be unique challenges to finding coverage for your clients.
Georgia homeowners pay an average premium of $2,555, ranking the state among the top 20 most expensive nationally. Plus, residents encounter diverse environmental hazards, such as tornadoes, severe thunderstorms, hail, tropical storms, and even occasional icy roads.
The cost of car insurance is also relatively steep in Georgia, with average rates that put it among the 10 priciest states in the country. In addition, its traffic density and high frequency of accidents, particularly in urban centers like Atlanta, contribute to a higher chance of collisions, emphasizing the need for Georgia drivers to have the right coverage to protect their vehicles — and themselves.
As a Georgia insurance professional, you’ll need unique solutions to meet the demands of this complex market. We Insure can provide you with the access, tools, and support you need to help you compete for and win business — from Atlanta to Athens to Augusta and beyond.
Comprehensive product selection. We Insure provides substantial access and choice to help meet the diverse insurance needs of Georgia consumers. Our comprehensive offering includes homeowners, auto, life, and commercial policies, as well as specialized coverage for growing industries like film production and commercial agriculture. And through our in-house MGA, by We, Georgia agents can access specialty and exclusive products for hard-to-place risks. We Insure agents are also well-positioned to offer boat, motorcycle, RV, and second home insurance from multiple top carriers to Peach State residents, which is great news considering Georgia’s temperate climate enables residents to enjoy a wide array of outdoor activities year-round.
Carrier access benefits. By partnering with We Insure, you won’t be locked into one carrier. Instead, you can benefit from our established relationships with multiple, highly-rated carriers in Georgia. This expanded market access can help you secure competitive rates for your customers and help ensure they receive the best value for their coverage while providing you with the opportunity to earn higher commissions. And through the power of carrier network, you’ll also be able to tailor coverage options to suit individual requirements, whether related to a client’s driving or claims history, the need for flood insurance, or a request for specialized business protection.
Back-end support. Georgia ranks among the top five states for vehicle thefts and among the top 10 for speeding tickets per capita. Moreover, the state’s varied terrain — including urban, suburban, rural, and wooded regions — contributes to a wide range of risks, such as wildfires and floods. Helping clients secure adequate insurance protection for these and other perils could mean a lot of administrative and other support work for already busy agents. We Insure provides centralized back-office customer service support for time-consuming tasks such as policy management, billing, claims, and renewals, enabling you to focus more on sales and growing client relationships.
Technology and scalability. According to the U.S. Census Bureau, Georgia ranks among the top five states in the country in terms of population gains, with an increase of 7.4% between 2010 and 2020. That’s a lot of potential new business for agents. To help leverage this growing prospect pool, We Insure’s established technology platforms streamline the sales and quoting process, allowing Georgia agents to operate and grow more efficiently. Our tools and tech help save agents’ time so they can focus more of their energy on connecting with their clients and building their book. We Insure’s outstanding franchise model enables agency owners to quickly scale their operations and hire the staff they need to keep up with demand.
Sales, marketing, training and more. We Insure provides comprehensive marketing support, including social media, digital marketing, local advertising, and a sophisticated online review system to help Georgia agents effectively promote their services throughout their communities. Our customer service teams are highly skilled in cross-selling and will capitalize on opportunities to expand your clients’ coverage during policy renewals and other points of contact. Plus, our extensive training programs and ongoing education opportunities help agents remain knowledgeable and up to date on the latest We Insure processes and services, insurance trends, products, and regulatory changes in the state.
Helping Georgia Agency Owners Succeed
We Insure seamlessly blends the benefits of both captive and independent models. Our agents are able to offer a wide range of choices from multiple carriers — and have the support and backing of a strong, national corporate brand. By partnering with us, agency owners can capitalize on our brand strength to help grow their business and attract new customers in a competitive market.
Please reach out to us today to learn more about Georgia franchise opportunities near you.
Sources
https://www.insurance.com/georgia-homeowners-insurance
https://www.moneygeek.com/insurance/auto/why-is-your-car-insurance-so-expensive/georgia/
https://www.georgiatrafficticket.net/how-do-georgia-speeders-compare-to-speeders-in-other-states/
