Your Local Insurance Agent

We Insure Treasure Coast Insurance Experts

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1320 SE Federal Highway
STE 102A
Stuart, FL 34994

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Office Hours

M-F: 9:00 a.m. to 5:00 p.m
S-S: By Appointment Only

Every coverage type for every type of customer

Andy Combs


• Native Floridian with family roots in central and south eastern Florida
• 2-20 licensed with extensive knowledge in insurance policy escrow and claims / loss draft customer experience
• Over 20 years of consumer lending and financial services experience including captive insurance agency operation, real estate, auto, boat, aircraft, business and umbrella policies
• Member of First United Methodist Church and active member of the Lake Tuscany Community 

Our mission is to help consumers and businesses find cost effective insurance solutions while providing the highest level of customer service to both customers and real estate professionals. Purchasing insurance just got quicker and easier. Because we shop the top companies you can relax and enjoy the benefits and the life you love. Our technology and centralized service teams allow our agents to focus 100 percent on serving our clients’ insurance-buying needs and they spend valuable time evaluating coverage's, identifying discounts and giving our clients the power of choice.

Your local We Insure team

Trinidad Combs


Andy Combs

Agent / Principal

Francina Johnson

Customer Support and Market Specialist

Your local We Insure reviews

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Carolina Valenzuela
very satisfied with the service they look for the best option for both business and residential, it was all very fast and professional. I definitely recommend it.
Daryl Morrow
Great experience! Everything was explained in layman's terms. The process was smooth.
D Williams
I am pleased to have met Mr. Andy Combs and his assistant, Ms. Francina. The overall process was clearly outlined and situations pertaining to reaching our goal were handled professionally! A job well done!
Jo Combs
I can describe my experience as painless...step one was to provide applicable declarations' pages. From there, policies/companies were changed only if the new policy exceeded the benefits of the original policy and/or their was a savings in policy cost. With confidence, I have enlisted friends to contact my agent.
Jen Mas
Homeowner insurance, Flood insurance, auto policies are competitively priced. Best of all it is always a pleasure working with We Insure staff.
Judy Uccardi
My neighbor recommended We Insure to me, and I had an appointment with Francina Johnson. I have to say, she is one of the nicest people I have ever met.
Debra Andrews
Andy was very informative and helpful in helping us decide which insurance coverage was best for our needs.
Joseph Gribben
very satisfied with the service they look for the best option for both business and residential, it was all very fast and professional. I definitely recommend it.
Cecilia Lepage
Andy was always on top of all my questions and concerns I have. He explained all of the steps ahead and the details of the insurance quote. He was as well very responsive. I’ll definitely recommend his service to my friends!
Robert Aylsworth
Exceptional service custom for our family of driver's needs. Andy was very patient and attentive to our questions.
Barbara Shaw
I have never had an insurance agent work harder for me than Andy did. He made sure I got every insurance discount possible. He did research to obtain facts to convince the insurance company that I was eligible for even more discounts. He listened and he fought for me! I am grateful for the advice he gave me during the process of buying my home. Andy is a compassionate and patient man who is a dedicated insurance agent. He is dedicated to you.If you want an agent who will care about you, Andy is your man.
Barbara Nunn
We Insure of the Treasure Coast is right on my insurance needs. They remind me of what needs to be done!!!! I am so please they are in charge of ALL my insurance needs!!!!
Paola Anez Ortiz
Andy and his team were fantastic! Very helpful. I will definitely recommend to family and friends! Super happy with my policy. Thank you We Insure!!!
John Bjorkman
Andy Combs did an outstanding job throughout the process of getting home insurance. We sent out a number of requests to various companies, and he was the first to respond. He took the time to explain our options, and provided several quotes, tailored to best suit our needs.
Rick Righi
Our Agent Andrew Combs is always helpful and prompt!! Great working with him!
Douglas Taylor
Great Experience. Attention to detail. Covering all questions ... Andy Combs is an agent committed to serving the needs of his clients.. 5 stars...
Anthony De Angelis
Attentive, accurate and responsive
Louis Gregory
Andy and Francina provided exceptional service and found better rates than other local agencies I worked with. Thank you for your help in purchasing a new home.
Michael Hershorn
Very easy and professional experience.