We Insure - Treasure Coast Insurance Experts
Consultative coverage reviews and straight answers for Stuart households - without the usual price-only quoting.
We work with trusted insurance companies.
Home, Auto, Flood, and More
Common policy types reviewed for clients in Stuart and nearby communities
Ways We Help
Ways To Meet
Find Us
Areas Served
Based in Stuart, serving clients across the greater Stuart area.
About the Owner
•Native Floridian with family roots in Central and South Eastern Florida. •2-20 Licensed with extensive knowledge in insurance policy escrow and claims/loss draft customer experience. •Over 20 years of consumer lending and financial services experience including captive insurance agency operation, real estate, auto, boat, aircraft, business, and umbrella policies. •Member of the Affiliate Committee of the Martin County Board of Realtors since 2022. • Vice Chairman of the Board of Directors for Drug Abuse Treatment Association, Inc. specializing in the Behavioral Health Service for Children & Families.
Our mission is to help consumers and businesses find cost effective insurance solutions while providing the highest level of customer service to both customers and real estate professionals. Purchasing insurance just got quicker and easier. Because we shop the top companies, you can relax and enjoy the benefits and the life you love. Our technology and centralized service teams allow our agents to focus 100 percent of our attention on serving our client's insurance-buying needs and they spend valuable time evaluating coverages, identifying discounts, and giving our clients the power of choice.
How this office works
Owner started this office to give Stuart clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.
What stands out
Consultative coverage reviews instead of price-only quoting
Transparent when another solution is the better fit
Meet the Stuart Team
Andy Combs
Property and Casualty Insurance Agent
Trinidad Combs
Francina Johnson
Customer Service Representative
What homeowners in Stuart often miss
A common mistake is assuming flood risk only exists in high-risk zones. In the Stuart area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.
What to review
Check flood, wind, and deductible details before storm season instead of waiting until a claim.
Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.
Rated ★★★★★ By Neighbors
Local roots in Stuart
This office has deep Stuart roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Stuart residents.
Community involvement includes:
Chamber and local business networking
Community charitable organizations
Local school and youth programs