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We Insure The Emerald Coast

Consultative coverage reviews and straight answers for Panama City households - without the usual price-only quoting.

We Insure The Emerald Coast in Panama City
Address
7923 Panama City Beach Parkway, Panama City, FL 32407
Contact
Hours
M-F 9:00 AM to 5:00 PM

We work with trusted insurance companies.

Progressive
Allstate
Nationwide
Travelers
Liberty Mutual
Geico

Home, Auto, Flood, and More

Common policy types reviewed for clients in Panama City and nearby communities

Home Insurance icon

Home Insurance

Protects your home, belongings, and liability.

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Auto Insurance icon

Auto Insurance

Coverage for cars, trucks, and daily drivers.

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Flood Insurance icon

Flood Insurance

Separate coverage not included in standard home policies.

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Condo Insurance icon

Condo Insurance

Coverage for your condo, personal property, and liability.

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RV Insurance icon

RV Insurance

Coverage for motorhomes and travel trailers.

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Renters Insurance icon

Renters Insurance

Protection for belongings and personal liability.

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Boat Insurance icon

Boat Insurance

Protection for boats and personal watercraft.

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Motorcycle Insurance icon

Motorcycle Insurance

Coverage for motorcycles.

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Ways We Help

1
Annual Policy Reviews
2
Multi-Carrier Quote Comparisons
3
New Homebuyer Consultations
4
Flood Zone Determinations

Ways To Meet

Phone
+1-850-399-9050
Hours
M-F 9:00 AM to 5:00 PM

Areas Served

Based in Panama City, serving clients across the greater Panama City area.

Downtown
North Side
South Side
East Side
West Side
Surrounding Areas

About the Owner

MAKE INSURANCE EASY with VIRTUALLY every insurance option in Florida

Our Team has over 50 years experience

We specialize in Home, Auto, Boat, RV, Flood, Business, Umbrella, and Life Insurance

How this office works

Owner started this office to give Panama City clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.

What stands out

Consultative coverage reviews instead of price-only quoting

Transparent when another solution is the better fit

Meet the Panama City Team

Chris Cardinal

Chris Cardinal

Licensed Insurance Agent

Ian Dries

Ian Dries

Insurance Agency Owner

Joey Kirkland

Joey Kirkland

Commercial Specialist

What homeowners in Panama City often miss

A common mistake is assuming flood risk only exists in high-risk zones. In the Panama City area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.

What to review

Check flood, wind, and deductible details before storm season instead of waiting until a claim.

Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.

Rated ★★★★★ By Neighbors

"I had not paid attention to my insurance renewal when I got it. A few weeks later I realized my insurance was increasing by over $1000. I immediately sent Ian an email, it was on a Saturday. He called me Monday morning and he found out that a discount had been removed when the renewed policy. By wednesday the situation was resolved and a new policy written with the appropriate discounts. I am extremly pleased with the outcome and his dlligence and speed. Thank you."

Margaret

"Ian Dries is Amazing!"

Summer Williams

"Love this guy! He does the best for my buyers. He will explain and educate you well about the often challenging insurance process to help you make the the most informed decision. And what else is great about Ian is that as a broker, he does not exclude quotes from companies that may pay him a lower commission (as some brokers do), because he wants to provide the best options for his customers. I refer ALL my clients to him, and this includes my son. In the past I've worked with some brokers I would not work with again. But Ian is trustworthy and professional."

Kristi Basinger

"Ian is the best and makes the insurance process so simple. Moving from New Orleans to Washington County, Ian had me covered!"

Landry Agoff

"I had a strange situation on my hands but Ian was able to get my home insured ASAP, and in hurricane season! This is my first home, but he explained everything without the jargon I was getting from the other companies I got quotes with."

Glade Krepper

"I would recommend Ian 10 out of 10 any time to anyone, he is more than helpful, kind and polite. If you need insurance go see Ian!!!"

Callie Music

"Ian was great to work with and extremely knowledgeable. We are in the process of buying this condo and our primary residence is out of state. I called three different companies. The first company I called, the agent had left for the day already (it was 4:45 on a Friday), the second company the agent gave me the “my computer is about to restart, can you send me an email” and Ian picked up on the second ring. He took the time to understand what we were looking for and was extremely helpful. I highly recommend reaching out to Ian."

Shawn Bradtmueller

"Ian was great to work with. I called to get quotes about homeowner's insurance. The benefit of using Ian is that he is a broker (which means he quotes you a bunch of companies) and asks you what's important to you. He gave me quotes ("Here's the cheapest option with decent coverage and here's another one that has all your requirements, but is more expenses") and wasn't pushy at all. I would highly recommend Ian for people who want an insurance agent that actively listens to your needs and wants."

Dorian

"Very excited about our new house and even more excited on how easy it was to get the right coverage at the right price. Ian Dries made sure to go out of his way to find out what I needed and presented us with several options. Really appreciate all the time and effort put in to our policy."

Shannon Richmond

"Ian was a pleasure to work with. He was very prompt with his follow ups. He is extremely knowledgable in his line of work. I will highly recommend him to anyone needing his services."

Francisco Miramontes

Local roots in Panama City

This office has deep Panama City roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Panama City residents.

Community involvement includes:

Chamber and local business networking

Community charitable organizations

Local school and youth programs