Your Local Insurance Agent

We Insure John Douglas Insurance

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2217 St Andrews Boulevard
Panama City, FL 32045

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Office Hours

M - F 9:00 a.m. - 5:00 p.m.
S - S By Appointment Only 

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Access code: WEINSURE

Every coverage type for every type of customer

Zach Messer and JoAnn Mitchell


Our mission is to continue our long history of community service, to treat our clients with respect, and do what's right for them. We seek to develop and maintain long term relationships with customers and adhere to the highest ethical and professional standards.

Your local We Insure team

Doug Messer

Agency Owner

Zach Messer

Agent In Charge

Ethan Messer

Agency Owner

JoAnn Mitchell


Your local We Insure reviews

Read More Reviews
Jenna Leigh
JoAnn is an excellent coordinator and communicator. Loved working with her.
Cressa Serreyn
We were under a lot of pressure to find insurance ASAP! Joann went above and beyond to find us a policy that was reasonably priced and educated me all thru the process. Her patience and kindness made the stressful situation so much more bearable!
Kenny D
We just bought a home in Florida and got a referral from our realtor for Brittany Johnson. After speaking with her, I couldn't be more pleased with the service. She got back to us within a day and offered great coverage options. Would definitely recommend Brittany and her agency very highly.
Amanda Jowers
JoAnne is extremely knowledgeable, professional and responsive. I won’t use anyone else! She’s fantastic and that’s coming from someone with years and years of lending and real estate experience.
Sailor Jim
Had the pleasure of working with Brittany on my auto Insurance over the past week. I've known Brittany as the go-to insurance professional for years, but i never took the initiative to have my auto quoted until now. She went over coverages in depth and re-evaluated all of my coverages and deductibles and built a policy around our needs. I recently have 2 licensed teen drivers and i was sick when i received my Geico insurance renewal premium. Brittany gave us more coverages, more discounts and saved us on our monthly premium. I sit here taking the time to write out this in hopes that it will help another parent with the 'teen driver shock' we all experience. If you haven't given John Douglas Insurance a shot, you should. The professionalism and ease that goes along with this agent and agency is unparalleled.
Noelle Crile
Tiffany is the best! She responds quickly and tries to get you the best coverage at an affordable rate. Definitely recommend!
Cressa Serreyn
We were under a lot of pressure to find insurance ASAP! Joann went above and beyond to find us a policy that was reasonably priced and educated me all thru the process. Her patience and kindness made the stressful situation so much more bearable!
Ali Sherr
Brittany and Tiffany have been such a huge help!!! They both have gone above and beyond to answer all of my questions and help me however they can. I was using another local agent for the past three years and they didn’t do anything to save me money. Switched over to brittany and tiffany and now I’m saving a lot of money every month. Very thankful and highly recommend!
Heather Mallory
I have always had a pleasent experience with John Douglas insurance. Ethan goes above and beyond for his customers. If I have ever had an issue when I needed to change or update information he has always responded quickly and professionally. He will always provide you with best options that he can. I have dealt with other insurance companies before and it has been a nightmare. I am glad that I found the insurance office that I can appreciate.
Victor Mobley
I gave five stars because I needed new homeowners' insurance. Mrs. Joann Mitchell had a price quote for me in a few hours. The quote saved me thousands of dollars and with-in a week new homeowner's insurance.
Shannon Nichols
I heard an ad on the radio for John Douglas insurance and had been searching already a week for insurance for my husband and myself and I went to the website left an email and the first thing the next morning I was contacted by Ethan who was very friendly and helpful! Ethan was able to find us a cheap affordable plan right away! I am so pleased and definitely recommend giving these guys a call no because they will do all they can to help you and they will find you insurance! Thank you so much Ethan!
Katie Owens
Joann Mitchell was SO knowledgable and helpful in explaining the process and getting me insurance coverage. Embarrassingly enough I was with my previous insurance carrier for 6 years, and over paying..she helped save roughly $3,000 annually. I have already sent her friends and family, because she is a master at what she does. Thank you so much Joann.
James Atkins
Zach took very good care of me , and saved me money. He always answers the phone which is unusual any more and I appreciate that J. Atkins
Susan Messer
Better prices on all of our autos and motorhome.
Tyler Everett
Brittany Johnson is an absolute superstar insurance agent. As Real Estate professionals, we run into a ton of hurdles that are required to get a deal closed in a timely manner for both buyers and sellers. Brittany always seems to find the little details and make the little things happen, that others just simply do not. When it comes to insurance, she's always my first referral and an absolute go to for anything that others may say "can't be done".
Ronald Davis
Joann is just great!!!! So helpful and responsive.
Amy Stackhouse
I was helped by a man named Ethan who was very helpful and helped me figure things out and helped me save money so thank you so much.
Stephanie Lilly
Joann is amazing, helpfu and polite!
Kellie Collier
A big thank you to Tiffany and Joann for taking care of me and making getting a new homeowner insurance policy stress free!
Jeremy McCracken
Joann was the Best. Customer Service at its Finest. She helped us find the policy we needed that fit our budget. Start to completion was extremely prompt, exact, and thorough. Thank You.