We Insure Ciola & Associates P&C
Consultative coverage reviews and straight answers for Coconut Grove households - without the usual price-only quoting.
We work with trusted insurance companies.
Home, Auto, Flood, and More
Common policy types reviewed for clients in Coconut Grove and nearby communities
Ways We Help
Ways To Meet
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Areas Served
Based in Coconut Grove, serving clients across the greater Coconut Grove area.
About the Owner
• 27 years in the industry • 2-20 licensed with strong work experience • 2-14 and 2-15 licensed
Our mission is to truly know you and your individual insurance needs. WE believe in having a complete understanding of how to help you protect your valuable assets, so you feel confident and sleep soundly at night. We seek to constantly renovate ourselves to best serve our clients. More importantly we adhere to professional standards, ensuring that we will stay in the profession for a very long time. WE Insure empowers customers, offering different and better ways to buy insurance. Customers need choice, speed, convenience and confidence in the company and individuals protecting their assets. We Insure customers hold the power to choose. Customers choose from top-rated insurance companies and make purchasing decisions their way.
How this office works
Owner started this office to give Coconut Grove clients a more consultative insurance experience instead of a quick price-only conversation. The office focuses on: Taking time to ask better questions, understanding what matters to each household, and recommending coverage that actually fits the risk.
What stands out
Consultative coverage reviews instead of price-only quoting
Transparent when another solution is the better fit
Meet the Coconut Grove Team
Camila Caicedo
Maurice Ciola
Agency Owner
Nicole Madrigal
Kerryann Polanco
What homeowners in Coconut Grove often miss
A common mistake is assuming flood risk only exists in high-risk zones. In the Coconut Grove area, the better conversation is understanding the actual risk, the flood zone, and what the policy would do before a storm ever shows up.
What to review
Check flood, wind, and deductible details before storm season instead of waiting until a claim.
Review deductibles, water damage limits, and optional coverages before renewal so nothing important gets missed.
Rated ★★★★★ By Neighbors
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Coconut Grove
Local roots in Coconut Grove
This office has deep Coconut Grove roots, with team members who have lived and worked in the community for years. We understand the local market and the unique insurance needs of Coconut Grove residents.
Community involvement includes:
Chamber and local business networking
Community charitable organizations
Local school and youth programs