Captive agents may have a catchy jingle, but without the help of an unbiased agent with access to multiple agents, their customers may not get the best coverage for them — at the best price. A knowledgeable agent who can take the time to fully understand their clients’ needs and can access a wide array of insurance products from different carriers is better positioned to offer more personalized and affordable protection.
The Benefits and Limitations of Being a Captive Agent
While some captive agents may benefit from national brand recognition, they’re limited to the specific products their carrier offers. So if prospects or customers have unique insurance needs that don’t fall under the captive’s umbrella, they’ll have no choice but to take their business elsewhere. If you can attract a customer but not keep them, what have you really gained?
Consumers at a Disadvantage
Many customers mistakenly believe that all insurance companies offer basically the same coverage, but this is clearly far from true. Not all homeowners or auto policies are created equal in terms of price or features. For example, some auto insurers offer unique benefits, such as accident forgiveness or discounts for taking a driver safety course, whereas others don’t.
Since insurance can be complex, consumers may not even realize the options or preferential pricing available to them in a broader market. And policyholders may find themselves paying a premium for the prominent branding that backs their captive agency.
Break Free With We Insure
We Insure seamlessly blends benefits of both captive and independent models. Our agents offer a wide range of choices from multiple carriers — and have the support and backing of a strong national corporate brand. Customers get the personalized attention they need to find the best coverage, while their agent does the comparison shopping for them.
Offering more choices, We Insure lets agents and customers play for the same team — the customers’ team. And when customers win, agents win too.
We Insure offers full operational support and superior customer service support, from renewals through claims processing. Qualified and experienced industry professionals are standing by to answer customer questions. With all of this, we empower agents to offer superior choice, value and service — with the backing of a national brand and the personal touch of an independent agency.
We Insure has been nationally recognized with numerous awards based on franchisee satisfaction ratings. And more than 200 agency owners across the U.S. have made the decision to partner with us.
We invite you to learn more about the We Insure agent experience for yourself. Don’t let your agency, or your customers, be held captive by limited coverage options ever again.
The information contained in this page is provided for general informational purposes only and may not be applicable to all situations. We Insure makes no guarantees of results from the use of this information.