It Won’t Happen Here

April 2, 2022


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They’d all heard the cliché – “It was a dark and stormy night.” The forecasters were calling for rain, but nobody was particularly concerned. After all, thunderstorms were common in the springtime, usually nothing worse than a few fallen branches.

 

The local news upgraded the forecast to gale force winds at lunchtime, and by dinner, some folks were securing patio furniture and bringing their trash bins into the garage. But when they heard the creek behind the old Presbyterian church topped its banks, people started getting nervous. And by the time there was standing water on Main Street and the underpasses were flooding, it was too late to do anything about the water rising in the basement.

 

In the end, it could have been much worse. No one had to climb on their roof or even get rescued by boat. And no one was hurt. But most of the neighborhood ended up with at least an inch of standing water. Later, the local news would report about the many thousands of dollars of damage to homes with no insurance to cover it — because no one thought they needed flood insurance in a place that had never flooded before.

 

While this story was just a bit of fiction, there are some truths about water damage and flooding you shouldn’t ignore:

 

·       Flooding is the most common and costly natural disaster in the United States, causing an average of $5 billion in damage a year to communities and homeowners. Where it can rain, it can flood.

 

·        About 25% of homes with flood claims each year are located in low-risk areas – places where few thought they’d ever see water rushing down the street or under the doors and into their living rooms.

 

·        Just 1” of water can cause $25,000 in damage, and restoration can cost upwards of $7 per square foot. It’s shocking that so little water can destroy so much, so quickly.

 

·        Your homeowners policy probably won’t cover claims from storm surge or heavy rains. And if you’re thinking about relying on government assistance after a disaster, know that aid generally comes in the form of loans you have to pay back – with interest.

 

Hopefully, this is a tale that will never come true for you and your family. But should disaster strike, an affordable flood insurance policy can prevent your dreams from being washed away. The right insurance coverage can help you rebuild and recover. And We Insure can help you find the protection you need at an affordable price. We’ve seen the devastation floods cause and hope that never happens to you — we want to help write a happier ending to your story.

 

On a dark and stormy night, trust in the Power of We.

 

Sources: https://www.floodsmart.gov/cost-flooding

               https://www.thumbtack.com/p/water-damage-restoration-cost

 

 

The information contained in this page is provided for general informational purposes only and may not be applicable to all situations. WeInsure makes no guarantees of results from the use of this information.